Search Results for: blog what is long term care insurance

The Sequester Will Affect Insurance

The sequester will cause a bunch of automatic funding cuts to programs that help thousands of Americans, beginning on March 1, 2013. This can only be prevented if Congress manages to come to an agreement about how to stop it from happening. At the time I am writing this blog, that agreement does not appear to be likely. Here’s how the sequester will affect the insurance that covers you and your family. Unemployment Insurance Benefits People who are laid off, who worked for companies that went bankrupt and closed, or who lost their jobs through no fault of their own … Continue reading →

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →

Bachmann Introduces Bill to Repeal Affordable Care Act

The very first bill that was introduced to the brand new 113th Congress came from Representative Michele Bachmann. The purpose of the bill is to repeal the Affordable Care Act. The same type of bill was presented to the 112th Congress 33 times. None were voted into law. The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010. It is, without a doubt, the biggest set of regulations on health reform and health insurance that has ever been passed. The name is often shortened to Affordable Care Act, or ACA. Some refer … Continue reading →

Medicaid in Six States, Fake Car Insurance, the ACA, and More!

Between the election, the announcement of Black Friday sales, and recovery from Hurricane Sandy, its been a crazy week! You may have missed a couple of the blogs that posted on the Insurance Blog in the past seven days. Here’s an Insurance Blog Week in Review to help you catch up. Medicaid Coverage in New York for Pregnant Women This blog focuses on the many Medicaid programs in New York that will cover the health care needs of low income women who are pregnant. New York also has a lot of health information accessible on their Medicaid website. Hurricane Sandy … Continue reading →

Medicaid in Vermont is Called Green Mountain Care

Every state has a Medicaid program. Some states simply call it Medicaid, while others give it a friendlier name. In Vermont, the Medicaid program is called Green Mountain Care. Clearly, the name of the Medicaid program came from the state of Vermont’s nickname. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance for individuals and families who are low income and who cannot afford to purchase a health plan from a private insurance company. Medicaid is funded, in part, by the federal government. It is also funded by the government of … Continue reading →

Wyoming’s Medicaid Program is Called Equality Care

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Wyoming, like all other states, has a Medicaid program. Some states simply refer to the program as Medicaid, and others attached a unique name to it. In Wyoming, the Medicaid program is called EqualityCare. Medicaid is a public, or government run, form of health insurance. It is designed to help people who are low-income, and who cannot afford to purchase a private health insurance plan, to find affordable health insurance coverage. In Wyoming, the Medicaid program is also called EqualityCare. It is administered through the Wyoming Department of Health. Their website says “Welcome to Medicaid”. Under that header, it says: … Continue reading →

Supreme Court Health Care Ruling – Just the Facts

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Today, June 28, 2012, the Supreme Court revealed its decision about the Affordable Care Act, (which some call “Obamacare”). Those who are upset by this decision are likely to spread misinformation about it. This blog has just the facts about what the Supreme Court decided today. The Affordable Care Act, or ACA, was signed by President Obama on March 23, 2010. The full name of this series of health reform regulations is the Patient Protection and Affordable Care Act. It is sometimes shortened into PPACA. Many people refer to this series of health reform laws as “Obamacare”. All of these … Continue reading →

Insurance Blog Week in Review – June 10 – 16, 2012

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Each week, the Insurance Blog Week in Review brings you a quick way to “ketchup” on all of the blogs that went up in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here in a given week. What did you miss? Protest in Chicago Over Birth Control Mandate About 500 people attended a protest in Chicago to express their dissatisfaction about the federal requirement that employer sponsored health plans must cover birth control. Just One Ticket Can Raise Your Car Insurance Premiums Drive safe this Summer! You’d be surprised how much one traffic … Continue reading →

Have You Considered Shared-Care Insurance?

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It is reasonable to expect that you, and your spouse, will need long-term care insurance. That type of insurance can be more expensive than what many couples can afford. Instead, you might consider shared-care insurance. It provides expanded coverage and is more affordable. Long-term care insurance is designed to cover the cost of the type of care someone will need after her or she can no longer preform everyday tasks. It is to help pay for the medical care, and day to day care, a person needs when he or she has a chronic illness, debilitating injury, unrecoverable disability, or … Continue reading →

Insurance Blog Week in Review – May 27 – June 2, 2012

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The Insurance Blog Week in Review provides you with a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen different blogs that go up. What did you miss? Lloyd’s of London Denied Coverage for Bill Paxton The insurer that is well known for approving of all kinds of strange insurance policies denied a request made by Bill Paxton for life insurance. CalPERS Will Offer Coverage for Same-Sex Couples The California retirement fund for state employees will now be able to offer long-term care insurance … Continue reading →